Salem Health
Risk Adjusted Insurance Limits

Risk Tier
CGL
Occ/Agg 

Auto CSL
CONDITIONAL REQUIREMENT
Professional Liability / E & O

Cyber

Workers' Comp / EL
Tier I $1M/$3M $1M $3M $3M Per Statute / $1M

Additional Insurance Requirements

  • THE LIMITS REQUIRED MAY BE SATISFIED BY ANY COMBINATION OF PRIMARY AND EXCESS COVERAGE.

Conditional Requirements Questionnaire

Question Required Policies
Does your company in any of its scope of work provided to Salem Health and affiliates, require personnel on site as part of your services? Workers' Comp / EL
Does your company, in their performance of services, utilize any vehicles as necessary to any works provided to Salem Health or affiliated sites? Auto
Does your company receive, collect, or store confidential or proprietary/PII/PHI data under your Salem Health Contract? Cyber / Crime
Do the services your company provide Salem Health include brokerage, research, design, engineering, or other professional consulting services? Professional / E&O

General Liability Insurance

Vendor agrees to and will maintain a General Liability and Professional Liability insurance coverage for a minimum of $1M per occurrence and $3M aggregate to cover the services provided under the contract.  Further agrees to provide Hospital an original Certificate of Insurance upon request.

Cyber Liability

Business Associate shall maintain appropriate and adequate insurance coverage to cover Business Associate’s obligations pursuant to this Agreement, including Professional Liability insurance with Privacy and Cyber-Risk (Network Security) Liability insurance, covering liabilities for financial loss resulting or arising from acts, errors or omissions in rendering Services in connection with this Agreement including acts, errors or omissions in rendering computer or information technology Services, data damage/destruction/corruption, failure to protect privacy, unauthorized access, unauthorized use, virus transmission and denial of service from network security failures with a minimum limit of three million dollars ($3,000,000) each claim and annual aggregate; Cyber Liability Third party coverage $1,000,000 and Notification/Crisis Management $1,000,000; Computer Crime Insurance with limits of $1,000,000; and Employee Theft/Client Insurance Coverage with limits of $1,000,000.