CBRE | GWS Facilities Management
Risk Adjusted Insurance Limits – JPMC

Risk Tier
 General Liability
Occurrence/Aggregate		 Umbrella
Liability		 Auto Workers'
Comp		 Employers'
Liability		 CONDITIONAL REQUIREMENTS
Errors & Omissions
Crime
1 $1M / $1M N/A $1M Statutory $1M $1M $1M
2 $1M / $1M $2M $1M Statutory $1M $1M $1M
3 $1M / $2M $5M $1M Statutory $1M $1M $1M
Product Only $1M / $1M N/A $1M N/A N/A N/A N/A

  1. THE LIMITS REQUIRED MAY BE SATISFIED BY ANY COMBINATION OF PRIMARY AND EXCESS COVERAGE.
  2. Errors and Omissions (E&O) - required for all supplier providing engineering, environmental, architectural and other professional consulting services.
  3. Crime - required for suppliers who have a substantial and unescorted on-site presence.
  4. All Suppliers failing to select a product or service type during enrollment will be classified as Risk Tier III.
Limits listed are minimum requirements. If there is a unique risk or exposure inherent to the supplier’s operations, a specific risk assessment should be completed to determine appropriate limits.

Required Endorsements

  • Additional Insured Endorsements. All certificates of insurance provided under this Agreement shall include copies of endorsements to Service Provider’s commercial general liability and automobile policies that include "CBRE, Inc., JP Morgan Chase Bank N.A. and all participating affiliates are included as Additional Insureds on the General and Automobile Liability policies with a Waiver of Subrogation on General, Automobile and Worker Compensation policies as their interests may appear in regard to work performed or services provided by the named insured.”
  • ISO Ongoing Operations Endorsement
    (CG 20 10 11 85)
  • ISO Products/Completed Operations Endorsements
    (CG 20 10 07 04) AND (CG 20 37 07 04) or equivalent

Additional Requirements

  • License/Rating. All insurance policies shall be in customary forms and shall be issued by companies authorized to do business in the states where the Services are performed and rated “A-,” FSC Class VIII or better by the most current A. M. Best’s Insurance Reports.
  • Notice of Cancellation. CBRE shall, be given not less than thirty (30) days’ notice prior to the cancellation of any insurance required by this Agreement for other than non-payment of premiums. CBRE shall be given at least ten (10) days’ notice prior to cancellation of any required insurance for non-payment of premium.
  • Service Provider Insurance Primary. Service Provider’s insurance shall be deemed primary with respect to coverage extended to the additional insureds, whose insurance shall be excess and non- contributory with that required of Service Provider hereunder.
  • Waiver of Subrogation. To the fullest extent permitted by law, all insurance policies shall contain provisions that the insurance companies waive the rights of recovery or subrogation against “CBRE, Inc. and its applicable clients”* or one of the alternate language options shown above in item #3.

Minimum Requirements by Service Category

Risk Tier 1 Risk Tier 2 Risk Tier 3
Art and Archives A/V Equipment/Installation Architectural/Design Services
Bank equipment Installation/Repair Acoustic Ceiling Installation & Repair Building Automation/Controls/Technology
Biomedical Equipment Air Quality Testing Disaster Recovery & Restoration
Carpentry Broker Electrical (High Voltage)
Catering Cable Installation/Repairs Elevator/Escalator Repair & Maintenance
Coffee/Consumables Services Caulking/Waterproofing Services Energy Management Services
Communication Equipment/Services Compressor Environmental/Remediation
Ergonomic Workplace Assessments Crane/Hoist Equipment Rental
First Aid Services Door & Hardware Installation Fire & Life Safety – Alarm Systems/ Fire Systems/ Monitoring/ Fire Extinguisher Service/ Inspect
Flagpoles – Install & Maintain Drywall & Metal Stud Installation Fitness/Gym Center (Large Operations)
Floor/Carpet Cleaning Electrical (Low Voltage) Fuel (Generator)
Furniture Cleaning (on-site) Environmental Testing General Contracting/Construction Services (inside facility)
Glass Repair & Replacement Fitness/Gym Center (Small Operations) General Contraction/Construction Services/Demolition/Excavating
Golf Cart Repair Flooring Installation Generators
Inspection Services Handyman Services Janitorial Services
Interior Plants HVAC/Boiler Pest Control
IT Consulting Industrial Equipment Professional Consulting
Light Bulb Recycling Instrumentation Service Group Project Manager/Facility Manager
Lock & Key Services (Locksmith) Insurance Provider Rigging and Scaffolding Services
Mat Services Kitchen or Food Service Equipment/services/maintenance  Roofing
Material holding and storage Lab Instrumentation Services  Security – Card Reader/Access Control
Meeting & Event Planners Landscaping Services (Irrigation, etc.) Security – Guard Services
Office Furniture/Fixture Repairs Legal Snow Removal Services
On-site Training (safety, health, or equipment) Lighting Technology
Painting Lighting Installation UPS (Uninterruptible Power Supply
Parking Lot/Garage Sweeping/Pressure Washing MEP Engineer/ Structural/ Engineering Waste – Hazardous Materials, Remediation & Removal
Promotional Marketing Metal/Stone/Wood/Textile Maintenance/Fabrication Window Cleaning Services (Above Ground Level)
Remote Monitoring Move Services  
Satellite Phones Parking Lot Striping  
Surveyor Permit Expediters (Fees & Permits)  
Tax Authority Plumbing/ Backflow Preventor Svc  
Uniforms Portable Restroom Providers  
Valet/Parking Services Printing/Copy Center Services (Non- Labor)  
Water-Bottled/Dispensers Repair & Maintenance (R&M)  
Window Cleaning Services (Ground Level) Signage w/Installation  
  Solar Equipment  
  Sump Pumps Installation & Maintenance  
  Transportation/Shuttle Services  
  Vending Services  
  Waste – Recycling Services  
  Water Treatment  
Product Only Suppliers
(no on-site presence)
MRO
  • Furniture, Fixtures, equipment
  • Mechanical/Electrical Plumbing Parts
  • Office Supplies
  • Janitorial Supplies
  • Non-installed Signage
CRIME Additional requirement for all suppliers who have a substantial and unescorted on-site presence.
E&O Additional requirement for all suppliers providing engineering, environmental, architectural and other professional consulting services.