GRMS is now Achilles. Learn More

CBRE | GWS Facilities Management
Risk Adjusted Insurance Limits – PJM

Risk Tier
(Click for sample)		 General Liability
Occurrence/Aggregate		 Umbrella
Liability		 Auto Workers'
Comp		 Employers'
Liability		 CONDITIONAL REQUIREMENTS
Errors & Omissions
Crime
1 $1M / $1M N/A $1M Statutory $1M $1M $1M
2 $1M / $1M $2M $1M Statutory $1M $1M $1M
3 $1M / $1M $5M $1M Statutory $1M $1M $1M
Product Only $1M / $1M N/A $1M N/A N/A N/A N/A
Risk Tier General Liability
Occurrence/ Aggregate
1 $1M / $1M
2 $1M / $1M
3 $1M / $1M
Product Only $1M / $1M
Risk Tier Umbrella
Liability
1 N/A
2 $2M
3 $5M
Product Only N/A
Risk Tier Auto
1 $1M
2 $1M
3 $1M
Product Only $1M
Risk Tier Workers'
Comp
1 Statutory
2 Statutory
3 Statutory
Product Only N/A
Risk Tier Employers'
Liability
1 $1M
2 $1M
3 $1M
Product Only N/A
Risk Tier Errors & Omissions
(Conditional)
1 $1M
2 $1M
3 $1M
Product Only N/A
Risk Tier Crime
(Conditional)
1 $1M
2 $1M
3 $1M
Product Only N/A

  1. THE LIMITS REQUIRED MAY BE SATISFIED BY ANY COMBINATION OF PRIMARY AND EXCESS COVERAGE.
  2. Errors and Omissions (E&O) - required for all supplier providing engineering, environmental, architectural and other professional consulting services.
  3. Crime - required for suppliers who have a substantial and unescorted on-site presence.
  4. All Suppliers failing to select a product or service type during enrollment will be classified as Risk Tier III.
Limits listed are minimum requirements. If there is a unique risk or exposure inherent to the supplier’s operations, a specific risk assessment should be completed to determine appropriate limits.

Required Endorsements

  • Additional Insured Endorsements. All certificates of insurance provided under this Agreement shall include copies of endorsements to Service Provider’s commercial general liability and automobile policies that include “CBRE, Inc. and its applicable clients”* as additional insured(s) on appropriate ISO ongoing and products/completed operations forms or equivalent form of Blanket Additional Insured Endorsement, covering the additional insureds for liability arising from all operations and completed operations of Service Provider.
  • ISO Ongoing Operations Endorsement
    (CG 20 10 11 85)
  • ISO Products/Completed Operations Endorsements
    (CG 20 10 07 04) AND (CG 20 10 37 04)

Additional Requirements

  • License/Rating. All insurance policies shall be in customary forms and shall be issued by companies authorized to do business in the states where the Services are performed and rated “A-,” FSC Class VIII or better by the most current A. M. Best’s Insurance Reports.
  • Notice of Cancellation. CBRE shall, be given not less than thirty (30) days’ notice prior to the cancellation of any insurance required by this Agreement for other than non-payment of premiums. CBRE shall be given at least ten (10) days’ notice prior to cancellation of any required insurance for non-payment of premium.
  • Service Provider Insurance Primary. Service Provider’s insurance shall be deemed primary with respect to coverage extended to the additional insureds, whose insurance shall be excess and non- contributory with that required of Service Provider hereunder.
  • Waiver of Subrogation. To the fullest extent permitted by law, all insurance policies shall contain provisions that the insurance companies waive the rights of recovery or subrogation against “CBRE, Inc. and its applicable clients”* or one of the alternate language options shown above in item #3.
  • Insurer must have a AM Best rating of A- and FSC Class of VII or better.

Minimum Requirements by Service Category

Risk Tier 1 Risk Tier 2 Risk Tier 3
Carpentry
Catering
Coffee Services
Emergency Communications
Ergonomic Workplace Assessments
First Aid Services
Flagpoles – Install & Maintain
Floor/Carpet Cleaning
Furniture Cleaning (on-site)
Golf Cart Repair
IT Consulting
Light Bulb Recycling
Mat Services
Meeting & Event Planners
Office Furniture/Fixture Repairs
On-site Training (safety, health, or equipment)
Painting
Parking Lot/Garage Sweeping
Pest Control (Exterior i.e. geese, prairie dog, etc.)
Pressure Washing Services
Promotional Marketing
Remote Monitoring
Repair & Maintenance (R&M)
  • Access Control Services
  • Appliance Maintenance
  • Doors, Lifts, Dock Services
  • Windows (Ground Level)
Satellite Phones
Security – Lock & Key Services
Uniforms
Valet/Parking Services
Water-Bottled/Dispensers
Window Cleaning Services (Ground Level) 		Acoustic Ceiling Installation & Repair
Air Quality Testing
Backflow Prevention Inspection
Cable Installation/Repairs
Door & Hardware Installation
Drywall & Metal Stud Installation
Energy Management Services
Environmental Testing
Fitness/Gym Center (Small Operations)
Flooring Installation
Handyman Services
Lab Instrumentation Services/
Instrumentation Service Group
Landscaping Services (Irrigation, etc.)
Lighting Installation
Metal/Stone/Wood/Textile Maintenance
Move Services
Parking Lot Striping
Permit Expediters
Portable Restroom Providers
Printing/Copy Center Services (Non- Labor)
Repair & Maintenance (R&M)
  • A/V Equipment
  • Boiler
  • Caulking/Waterproofing Services
  • Compressor
  • Electrical (Low Voltage)
  • Exterior Building Services
  • Foodservices Equipment
  • Grease Trap Maintenance
  • HVAC
  • Industrial Equipment
  • Interior (General)
  • Kitchen Equipment Maintenance
  • Lighting
  • Plumbing
  • Solar Equipment
Signage w/Installation
Sump Pumps Installation & Maintenance
Testing Equipment & Gauges
Transportation/Shuttle Services
Vending Services
Waste – Recycling Services
Water Treatment 		Architectural/Design Services
Cafeteria Services
Disaster Recovery & Restoration
Document Management Services – Offsite
Document Shredding
Elevator/Escalator Repair & Maintenance Engineering
Equipment Rental
Fitness/Gym Center (Large Operations)
Fuel (Generator)
Fuel Tank Inspection – Maintenance, Certification
General Contracting/Construction Services (inside facility)
General Contraction/Construction Services
(exterior / unoccupied space)
Janitorial Services
Mold Remediation
Pest Control
Professional Consulting
Purchased Labor
(Mailroom, Copy Center, Receptionist)
Repair & Maintenance (R&M) (Including monitoring services)
  • Building Automation/Controls
  • Electrical (High Voltage)
  • Energy Management Services
  • Fire & Life Safety – Alarm Systems
  • Fire & Life Safety – Fire Systems
  • Fire & Life Safety – Monitoring
  • Fire Extinguisher Service/ Inspect
  • Generators
  • Roofing
  • Uninterruptible Power Supply
Rigging and Scaffolding Services
Security – Card Reader/Access Control
Security – Guard Services
Snow Removal Services
Salt/Sand/Ice Melt Application Waste – Solid Waste Disposal
Waste – Hazardous Materials, Remediation & Removal
Window Cleaning Services (Above Ground Level)
Product Only Suppliers
(no on-site presence)
MRO
  • Furniture, Fixtures, equipment
  • Mechanical/Electrical Plumbing Parts
  • Office Supplies
  • Janitorial Supplies
  • Non-installed Signage
CRIME Additional requirement for all suppliers who have a substantial and unescorted on-site presence.
E& Additional requirement for all suppliers providing engineering, environmental, architectural and other professional consulting services.