CBRE | GWS Facilities Management
Risk Adjusted Insurance Limits – U.S.

Risk Tier
 General Liability
Occurrence/Aggregate		 Umbrella
Liability		 Auto Workers'
Comp		 Employers'
Liability		 CONDITIONAL REQUIREMENTS
Errors & Omissions
Crime
1 $1M / $1M N/A $1M Statutory $1M $1M $1M
2 $1M / $1M $2M $1M Statutory $1M $1M $1M
3 $1M / $1M $5M $1M Statutory $1M $1M $1M
Product Only $1M / $1M N/A $1M N/A N/A N/A N/A

  1. THE LIMITS REQUIRED MAY BE SATISFIED BY ANY COMBINATION OF PRIMARY AND EXCESS COVERAGE.
  2. Errors and Omissions (E&O) - required for all supplier providing engineering, environmental, architectural and other professional consulting services.
  3. Crime - required for suppliers who have a substantial and unescorted on-site presence.
  4. All Suppliers failing to select a product or service type during enrollment will be classified as Risk Tier III.
Limits listed are minimum requirements. If there is a unique risk or exposure inherent to the supplier’s operations, a specific risk assessment should be completed to determine appropriate limits.

Required Endorsements

  • Additional Insured Endorsements. All certificates of insurance provided under this Agreement shall include copies ofendorsements to Service Provider’s commercial general liability and automobile policies that include “CBRE, Inc., CBRE Managed Services Inc, and their applicable clients” as additional insured(s) on appropriate ISO ongoing and products/completed operations forms or equivalent form of Blanket Additional Insured Endorsement, covering theadditional insureds for liability arising from all operations and completed operations of Service Provider.
  • In lieu of “CBRE, Inc., CBRE Managed Services Inc, and their applicable clients,” insurers may opt to include one of the following alternate language options:
    1. CBRE Inc, CBRE Managed Services Inc, and all applicable clients
    2. CBRE Inc, CBRE Managed Services Inc, and their applicable clients per written contract or agreement
    3. CBRE Inc, CBRE Managed Services Inc, and its client as required by a written contract to include as Additional Insureds
    4. Any person or organization as required per written contract or agreement
  • ISO Ongoing Operations Endorsement
    (CG 20 10 11 85)
  • ISO Products/Completed Operations Endorsements
    (CG 20 10 07 04) AND (CG 20 10 37 04)

Additional Requirements

  • The Description of Operations (“Additional Insured”) language shall be:
    "CBRE, Inc., CBRE Managed Services Inc., and their applicable clients are included as Additional Insureds on the General Liability, provided on the CG2010 0704 and CG2037 0704 or their equivalent endorsements and Automobile Liability policies with a Waiver of Subrogation under the General Liability, Automobile Liability and Workers Compensation Policies. Such policies are primary and non-contributory as respects to any other insurance available to the Additional Insureds."
  • License/Rating. All insurance policies shall be in customary forms and shall be issued by companies authorized to do business in the states where the Services are performed and rated “A-,” FSC Class VIII or better by the most current A. M. Best’s Insurance Reports.
  • Notice of Cancellation. CBRE shall, be given not less than thirty (30) days’ notice prior to the cancellation of any insurance required by this Agreement for other than non-payment of premiums. CBRE shall be given at least ten (10) days’ notice prior to cancellation of any required insurance for non-payment of premium.
  • Service Provider Insurance Primary. Service Provider’s insurance shall be deemed primary with respect to coverage extended to the additional insureds, whose insurance shall be excess and non- contributory with that required of Service Provider hereunder.
  • Waiver of Subrogation. To the fullest extent permitted by law, all insurance policies shall contain provisions that the insurance companies waive the rights of recovery or subrogation against “CBRE, Inc., CBRE Managed Services, Inc. and their applicable clients”* or one of the alternate language options shown above in item #3.
  • Insurer must have a AM Best rating of A- and FSC Class of VII or better.

Minimum Requirements by Service Category

Risk Tier 1 Risk Tier 2 Risk Tier 3
Aquarium Maintenance Acoustic Ceiling Installation & Repair Architectural/Design Services
Carpentry Air Quality Testing Cafeteria Services
Catering Backflow Prevention Inspection Calibrations-Stationary/Production Equip/Pneumatic Air
Coffee Services
 Cable Installation/Repairs Disaster Recovery & Restoration
Emergency Communications Door & Hardware Installation Document Management Services – Offsite
Ergonomic Workplace Assessments Drywall & Metal Stud Installation Document Shredding
First Aid Services Energy Management Services Elevator/Escalator Repair & Maintenance
Flagpoles – Install & Maintain Environmental Testing Engineering
Floor/Carpet Cleaning Fitness/Gym Center (Small Operations) Equipment Rental
Furniture Cleaning (on-site) Flooring Installation Fitness/Gym Center (Large Operations)
Golf Cart Repair Handyman Services Fuel (Generator)
IT Consulting IR Scanning Fuel Tank Inspection – Maintenance, Certification
Interior Plant Service Lab Instrumentation Services General Contracting/Construction Services (inside facility)
Light Bulb Recycling Landscaping Services (Irrigation, etc.) General Contraction/Construction Services
(exterior / unoccupied space)
Mat Services Lighting Installation Janitorial Services
Meeting & Event Planners Metal/Stone/Wood/Textile Maintenance Mold Remediation
Office Furniture/Fixture Repairs Meter Calibrations Pest Control
On-site Training (safety, health, or equipment) Move Services Professional Consulting Services
Painting Parking Lot Striping/Paving/Asphalt Purchased Labor
(Mailroom, Copy Center, Receptionist)
Parking Lot/Garage Sweeping Permit Expediters Repair & Maintenance (R&M) (Including monitoring services)
Pest Control (Exterior i.e. geese, prairie dog, etc.) Portable Restroom Providers Building Automation/Controls
Pressure Washing Services Printing/Copy Center Services (Non- Labor) Conveyor Systems (Elec & Mech)
Promotional Marketing Repair & Maintenance (R&M) Electrical (High Voltage)
Remote Monitoring A/V Equipment Energy Management Services
Repair & Maintenance (R&M) Boiler Fire & Life Safety – Alarm Systems
Access Control Services Caulking/Waterproofing Services Fire & Life Safety – Fire Systems
Appliance Maintenance Compressor Fire & Life Safety – Monitoring
Doors, Lifts, Dock Services Concrete Install or Repair Fire Extinguisher Service/ Inspect
Windows (Ground Level) Electrical (Low Voltage) Generators
Satellite Phones Exterior Building Services Roofing
Security – Lock & Key Services Food services Equipment Uninterruptible Power Supply
Shepherding Service Grease Trap Maintenance Rigging and Scaffolding Services
Uniforms HVAC Security – Card Reader/Access Control
Valet/Parking Service Industrial Equipment Security – Guard Services
Water-Bottled/Dispensers Interior (General) Snow Removal Services
Window Cleaning Services (Ground Level) Kitchen Equipment Maintenance Salt/Sand/Ice Melt Application Waste

Lighting Waste – Solid Waste Disposal 
  Plumbing Waste – Hazardous Materials, Remediation & Removal
  Solar Panel/Equipment Install & Repair Welding & Hot Work
  Signage w/Installation White Space Cleaning (critical env)
  Sump Pumps Installation & Maintenance Window Cleaning Services (Above Ground Level)
  Testing Equipment & Gauges EV Charging Stations
  Transportation/Shuttle Services  
  Vending Services  
  Waste – Recycling Services  
  Water Treatment  
Product Only Suppliers
(no on-site presence)
MRO
  • Furniture, Fixtures, equipment
  • Mechanical/Electrical Plumbing Parts
  • Office Supplies
  • Janitorial Supplies
  • Non-installed Signage
CRIME Additional requirement for all suppliers who have a substantial and unescorted on-site presence.
E&O Additional requirement for all suppliers providing engineering, environmental, architectural and other professional consulting services.