CBRE | GWS Facilities Management
Risk Adjusted Insurance Limits – Canada

Risk Tier
(Click for sample)		 General Liability
Occurrence/Aggregate		 Umbrella
Liability		 Auto Workers'
Comp		 Employers'
Liability		 CONDITIONAL REQUIREMENTS
Errors & Omissions
Crime
1 $1M / $1M N/A $1M Statutory $1M $1M $1M
2 $1M / $1M $2M $1M Statutory $1M $1M $1M
3 $2M / $2M $5M $1M Statutory $1M $1M $1M
Product Only Suppliers $1M / $1M N/A $1M N/A N/A N/A N/A

  1. THE LIMITS REQUIRED MAY BE SATISFIED BY ANY COMBINATION OF PRIMARY AND EXCESS COVERAGE.
  2. Errors and Omissions (E&O) - required for all supplier providing engineering, environmental, architectural and other professional consulting services.
  3. Crime - required for suppliers who have a substantial onsite presence and/or those performing services inside the facility while unescorted.
  4. Provide certificate from WSIB (Workplace Safety and Insurance Board – Ontario) OR CSST (Commission de la santé et de la sécurité du travail – Quebec)

Additional Requirements

  • The Description of Operations (“Additional Insured”) language shall be:
    "CBRE Limited and their applicable clients are included as Additional Insureds with a waiver of subrogation on the General Liability policy under a written contract or written agreement."
  • License/Rating. All insurance policies shall be in customary forms and shall be issued by companies authorized to do business in the states where the Services are performed and rated “A-,” FSC Class VIII or better by the most current A. M. Best’s Insurance Reports.
  • Notice of Cancellation. CBRE shall, be given not less than thirty (30) days’ notice prior to the cancellation of any insurance required by this Agreement for other than non-payment of premiums. CBRE shall be given at least ten (10) days’ notice prior to cancellation of any required insurance for non-payment of premium.
  • Additional Insurance Endorsement. All certificates of insurance provided under this Agreement shall include copies of endorsements to Service Provider’s commercial general liability and automobile policies that include “CBRE Limited and its applicable clients”* as additional insured(s) on appropriate ISO ongoing and products/completed operations forms or equivalent form of Blanket Additional Insured Endorsement, covering the additional insureds for liability arising from all operations and completed operations of Service Provider.

    * In lieu of "CBRE Limited and its applicable clients," insurers may opt to include one of the following alternate language options:
    1. CBRE Limited and all applicable clients
    2. CBRE Limited and their applicable clients per written contract or agreement
    3. CBRE Limited and its client as required by a written contract to include as Additional Insureds
    4. Any person or organization as required per written contract or agreement
  • Service Provider Insurance Primary. Service Provider’s insurance shall be deemed primary with respect to coverage extended to the additional insureds, whose insurance shall be excess and non- contributory with that required of Service Provider hereunder.
  • Waiver of Subrogation. To the fullest extent permitted by law, all insurance policies shall contain provisions that the insurance companies waive the rights of recovery or subrogation against “CBRE Limited and its applicable clients”* or one of the alternate language options shown above in item #3.

Minimum Requirements by Service Category

Risk Tier 1 Risk Tier 2 Risk Tier 3
Carpentry Acoustic Ceiling Installation & Repair Architectural/Design Services
Coffee Services Air Quality Testing Cafeteria Services
Emergency Communications Backflow Prevention Inspection Document Management Services - Offsite
First Aid Services Cable Installation/Repairs Document Shredding
Flagpoles - Install & Maintain Disaster Recovery & Restoration Elevator/Escalator Repair & Maintenance (R&M)
Floor/Carpet Cleaning Door & Hardware Installation Engineering
Furniture Cleaning (onsite) Drywall & Metal Stud Installation Fitness/Gym Center
IT Consulting Energy Management Services Fuel (Generator)
Light Bulb Recycling Environmental Testing Fuel Tank Inspection - Maintenance, Certification
Mat Services Flooring Installation General Contracting/Construction Services (inside facility)
Meeting & Event Planners Handyman Services General Contracting/Construction Services (exterior service or unoccupied space)
Office Furniture/Fixture Repairs Janitorial Services Mold Remediation
Painting Lab Instrumentation Services/Instrumentation Service Group Pest Control
Parking Lot/Garage Sweeping Landscaping Services (Irrigation, etc.) Professional Consulting
Pest Control (exterior i.e. geese, prairie dog, etc.) Lighting Installation Purchased Labor (Mailroom, Copy Center, Receptionist)
Pressure Washing Services Metal / Stone / Wood / Textile Maintenance Repair & Maintenance (R&M) (includes monitoring services):
Promotional Marketing Move Services • Building Automation/Controls
Remote Monitoring Parking Lot Striping/Repairs/Maintenance  • Electrical (High Voltage)
Repair & Maintenance (R&M): Permit Expediters • Energy Management Services
• Access Control Services Printing/Copy Center Services (Non-Labor) • Fire & Life Safety - Alarm Systems
• Appliance Maintenance Repair & Maintenance (R&M): • Fire & Life Safety - Fire Systems
• Doors, Lifts, Dock Services • A/V Equipment • Fire & Life Safety - Monitoring
• Glass Repair & Replacement • Boiler • Fire Extinguisher Service/Inspection
• Windows (Ground Level) • Building System  • Uninterruptible Power Supply (UPS)
Satellite Phones • Caulking / Waterproofing Services Rigging and Scaffolding Services
Security - Lock & Key Services • Compressor Security - Card Reader/Access Control
Uniforms • Electrical (Low Voltage) Security - Guard Services
Vending • Exterior Building Services Snow Removal Services
Water-Bottled/Dispensers • Foodservices Equipment Salt/Sand/Ice Melt Application
  • Generators Waste - Solid Waste Disposal
  • Grease Trap Maintenance Waste - Hazardous Materials, Remediation & Removal
  • HVAC  
  • Industrial Equipment  
  • Interior (General)  
  • Kitchen Equipment Maintenance  
  • Lighting    
  • Plumbing  
  • Roofing Repair  
  Signage w/Installation  
  Sump Pumps- Installation & Maintenance  
  Testing Equipment & Gauges  
  Waste - Recycling Services  
  Water Treatment  
  Window Cleaning Services (above ground level)  
  Vending Services  
Product Only Suppliers
MRO
  • Furniture, Fixtures, equipment
  • Janitorial Supplies
  • Mechanical/Electrical Plumbing Parts
  • Non-installed Signage
  • Office Supplies
CRIME Additional requirement for all suppliers who have a substantial and unescorted on-site presence.
E&O Additional requirement for all suppliers providing engineering, environmental, architectural and other professional consulting services.