ND Paper LLC
Risk Adjusted Insurance Limits

Risk Tier
 CGL
Occurrence/
Aggregate		 Business
Auto*		 Excess/
Umbrella		 WC/
Employers'
Liability*		 OCP
Liability		 Pollution
Liability		 Riggers
Liability		 Building
Risk		 Contractors'
Equipment		 CONDITIONAL REQUIREMENTS
Cyber*
Professional
Liability *
Cat 1 $1M / $2M $1M N/A $1M $2M / $6M $1M Per
Project		 Per
Project		 Per
Project		 N/A N/A
Cat 2 $1M / $2M $1M $5M
 $1M $2M / $6M
 $5M Per
Project		 Per
Project		 Per
Project		 N/A N/A
Cat 3* $1M / $2M $1M $5M
 $1M N/A N/A N/A
 N/A
 N/A $5M $2M

Additional Insurance Requirements

  • The Description of Operations (“Additional Insured”) language shall be:
    "ND Paper LLC. , its subsidiaries, affiliates, directors, officers, employees, partners and agents must be listed as additional insured and waiver of subrogation in favor of ND Paper LLC. on Workers' Compensation, Commercial General Liability, Business Automobile, and Excess Liability policies"
  • THE LIMITS REQUIRED MAY BE SATISFIED BY ANY COMBINATION OF PRIMARY AND EXCESS COVERAGE.
  • Insurer must have a AM Best rating of A or FSC Class of VII or better.
  • Should any of the above described policies be cancelled before the expiration date thereof, the Vendor or Vendor’s representative will mail thirty (30) days written notice to the certificate holder.
  • Vendor shall require its subcontractors to maintain coverage not less than those specified above to include listing ND Paper LLC. and its subsidiaries, affiliates, directors, officers, employees, partners and agents as additional insured and waiver of subrogation in favor of ND Paper LLC on Workers' Compensation, Commercial General Liability, Business Automobile, and Excess Liability policies.
  • (*) For Category 3 risk tier, policies notated with * will be required conditionally based on Vendor's scope of work as defined by the Conditional Insurance Questionnaire listed below.

Conditional Insurance Questionnaire

Product / Service Risk Tier Auto Cyber Professional
Liability
 WC
Your company, in their performance of services, utilizes company vehicles as necessary to perform any works provided to ND Paper or affiliated sites. Cat 3 $1M      
Your company receives, collects, stores, or uses data that relates to an identified or an identifiable person OR has access to confidential ND Paper proprietary data systems. Cat 3
   $5M    
The services your company provides ND Paper include brokerage, architectural, design, engineering, or other professional consulting services. Cat 3
     $2M  
Your company, in any of its scope of work provided to ND Paper and affiliates, requires personnel on site as part of your services. Cat 3
       $1M

Minimum Requirements by Product or Service Category

Category 1 Category 2 Category 3
Bathroom Electrical/Civil/Architectural to Equip Vendors All other supplier categories
Furniture Elevator Maintenance  
Landscaping HVAC  
Minor Renovations Major Renovations  
Office Equipment New Build  
Office Painters Plants  
Snow Removal Plumbing  
Vending Machines Racking  
  Telecom